Integrity, Honor and Trust
Any one of the members who comprise IHT Insurance Agency Group, LLC would tell you that what matters in business, as well as in life, is to be trusted. Our primary objective is to be trustworthy and maintain the utmost integrity in our valued relationships with companies, producers, employees, and communities.
The fast paced culture we live in is complicated and competitive. As our society becomes more complex, the importance of insurance increases as a means of providing financial security. With the litigious environment we live in and the increasing value of our assets, how much insurance is truly adequate? As medical technology advances, we have the capability to live longer, but this also increases the likelihood of outliving the financial ability to care for ourselves and our family.
Insurance can transfer the risks of natural, and in some cases, social dangers, but all too often there is a huge gap between having insurance and being properly insured. Our objective is to honorably provide insurance services, as we strive to help people understand how to buy insurance. As an organization we value long-term relationships and the pre-eminence of the customer.
To Companies We Represent
We are grateful to companies that have entrusted their names to us. We represent our companies according to their guidelines, and faithfully adhere to their underwriting philosophy. We will not withhold pertinent information during the underwriting process. This is central to our primary objective of trust and integrity, dependability, and high ethical standards.
Our goal is to have a line-up of companies deep enough to accommodate our complex society, but manageable within our agency as to maintain productive and profitable relationships.
To the General Public
You buy insurance only a few times, sometimes because you are not receiving the service you deserve, or as a result of an unfortunate event that may not have been covered properly.
You have been conditioned to believe that with insurance all things are equal and the only thing that matters is price. Nothing could be further from the truth. Insurance needs are substantially different from one person to the next. Price is always a consideration, but it is a distant second in importance compared to what you are buying: Are you over-insured? Are you underinsured? Are you insurance poor? How do you keep up with life's changes? Buying insurance is not an easy process. We make it easier by bringing the "big picture" into view in a way you can understand. It takes time. That is one of the reasons you will not get it anywhere else. The questions we ask will show how much we care about you.
To Our Valued Clients
You are our employers. We cannot be in business without you. We care about you, which is part of what makes us different.
You have been through the risk management process with us, which is probably one of the reasons you are a client. Your lives are ever changing, and we, as your trusted agents, are ready to keep your "big picture" in its proper perspective. Call us any time.